5 Best Apps to Help Keep a Budget

Keeping a balanced budget can help you stay on track with your finances and sleep better at night. But if your money-management system requires sifting through mountains of receipts, it’s time to consider a different approach. With these apps, you can put away your paperwork and get a better understanding of your daily, weekly, monthly and annual spending habits. Here are a few of our favorites:

Mint (free) is a popular app that gives you all the tools you need to manage your earnings, spending, saving, and budgeting. It syncs up all your accounts, from bank accounts and mutual funds to your 401(k) or IRA. Mint analyzes your spending habits, helping you to pinpoint areas where you can potentially save. If you’re forgetful about balances, you can set a low-budget alert and Mint will email or text when you reach it.


Wallet (free) is a Web and mobile platform for making sense of your financial status, handling your budget, and tracking your expenses, with records synced across devices and online. You can set your monthly income, construct a budget, record expenses, and the app easily handles recurring payments like debt and bills.


Spendbook ($1.99) is an easy-to-use expense tracking and budgeting app. Users can quickly add new income or expense transactions. You can add a photo, such as a picture of the item purchased or a receipt. You can even view a daily or monthly summary of expenses, as well as helpful charts and infographics.


Wally (free) aims to bring all of the financial information together so you can quickly take control of your finances. Users can set a savings target, spending budget and income. We like that you can quickly create and view expenses, keep track of money saved and saving goals. Neat features include social and location tools for your expenses, allowing you to record not only how much you spend, but also where and with who, as well as detailed infographics of your spending


Level Money (free) is a simple-to-use budget tracking app. The budget tool syncs with your bank and credit card accounts to quickly display how much money you can afford to spend today, this week, and this month. After linking accounts to the app, Level Money estimates your income, identifies your bill expenses, and then asks you to set a percentage of income as savings.


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