Ginger Marshall joins the team of Gore & Associates as a Buyer Specialist. “We are pleased to welcome Ginger and are impressed with her many years of providing exceptional customer service. We have asked Ginger to join our team to enable us to continue and build on the high level of service we consistently provide our clients. Having Buyers Specialists on our team ensures that when someone calls on one of our listings we can guarantee quick and knowledgeable response,” said Victoria Gore. “When you hire Gore and Associates, you get more than a single agent. You get 6 professionals for the price of one. Six professionals focusing on your needs. It is truly the least expensive way to buy or sell your home for the most amount of money,” added Victoria.

Ginger brings with her exceptional knowledge of San Diego and the lending industry as well as dedication to professionalism. Whether purchasing a personal residence or investing in real estate, Ginger is always there to fully support and advise her clients.

The Gore & Associates team can be reached at 858-229-9212, Homes@SanDiegoExperts.com, or stop by their office located in the Albertson’s Center off the 56 at Camino Del Sur.

7408 Via Cresta Road
San Diego, CA 92129
$775,000

This stunning property shows better than a model home! It is located in the Cabrera subdivision of the Torrey Highlands community.

For more information about buying or selling San Diego, CA real estate, contact Gore & Associates.

1. Property taxes and qualified home interest are deductible on an individual’s federal income tax return.
2. Many times, a home is the largest asset an individual has and is considered one of the safest investments available.
3. A homeowner can exclude up to $500,000 of capital gain if married filing jointly or up to $250,000 if single or married filing separately. The home must have been the taxpayer’s principal residence for the previous two years.
4. A portion of each amortized mortgage payment goes toward the principal, which is an investment.
5. A home is one of the few investments you can enjoy by living in it!
6. The majority of the time, a REALTOR® can show you any home, whether it is listed with a company or a builder or is even a For Sale By Owner.
7. Working with a REALTOR® to purchase a For Sale By Owner property is very advantageous, because someone will be looking out for your best interests.
8. A pre-approved program will actually approve you for a specific loan amount subject to the property. This will give you confidence and will help when negotiating with the seller.
9. Your real estate professional can provide you with a list of items that you’ll need to make a loan application, so you’ll be ready when the time comes.
10. The right to conduct a property inspection, included in your purchase agreement, gives you the ability to negotiate with the seller once you know all the facts about the property’s condition.
11. A Home Protection Plan can provide coverage for selected items, such as central heat and interior plumbing, built-in appliances, water heaters, etc.
12. Ask your real estate professional if he or she is familiar with the neighborhoods you want to live in.
13. Working with a REALTOR® who has an office “team” helps assure the buyer that the transaction will be handled smoothly.

Join Gore & Associates for an open house at the following San Diego, CA home for sale.

Saturday, January 19th at 2-4pm
7408 Via Cresta Road
San Diego, CA 92129

For more information about buying or selling San Diego, CA real estate, contact Gore & Associates.

7401 Rancho Catalina Trail
San Diego, CA 92127

Sellers are willing to entertain offers between $1,400,000-$1,499,000.

Renting Versus Buying Your Home

Pride in Owning: Most people buy homes to have control over where they live. Although investment features are important, the psychological reasons for buying— the satisfaction of owning and freedom from paying rent—are at least as important.

In a survey done by the National Association of REALTORS® of 6,000 homeowners and 2,000 renders—perhaps the largest survey ever of attitudes toward home ownership—it was shown that 76% of owners and 66% of renters considered pride of ownership an important reason for buying.

Dislike Paying Rent: Close to 7 in 10 of almost equal portions of owners and renters expresses a dislike of paying rent as an important reason to buy. Renting offers a lifestyle that’s nearly maintenance-free. That may appeal to you, but consider that renting offers you no equity, no tax benefit, and no protection against regular rent increases. Writing a rent check is just like watching your hard-earned money sail away!

Settling Down: More than 6 in 10 renters said “settling down” was an important reason to buy.

Good Investment: 76% of owners and 69% of renters said that the investment aspect of ownership was important.

Tax Advantages: Property taxes and qualified home interests are deductible on Schedule A, for itemized deductions.

Long Term Appreciation: People consider homeownership a good investment because they view it as a long-term venture. Historically, home prices have risen at relatively steady rates. Existing home prices rose an average of 4% per year between 1980 and 1992.

Leverage Investment: People borrow a great deal to buy homes, yet they receive the full benefits of price appreciation. In the long run, investments in homes far outpace inflation rates.

Source of Savings: Homeownership always has been and continues to comprise the single largest source of savings for American households. Homeowners build equity and can borrow against it.

Sacrifices are worth it: Almost 7 in 10 renters in the National Association of REALTORS® homeownership survey said that they planned to buy a home in the future. More than three-quarters of these people said they were willing to sacrifice to do that.

Open Houses! Saturday, January 12th:

12-2pm
7428 Healis Place
San Diego, CA 92129

2-4pm
7163 Torrey Mesa Ct
San Diego, CA 92129

For more information, contact Gore & Associates at (858) 229-9212.

Simple Steps to Help Your Home Show Better & Sell Faster

First impressions are lasting. The front door greets the prospect. Make sure it is fresh, clean and scrubbed looking. Keep lawn trimmed.

Let the sun shine in. Open draperies and curtains and let the prospect see how cheerful your home can be since dark rooms do not appeal.

Can you see the light? Illumination is like a welcome sign. The potential buyer will feel glowing warmth when you turn on all your lights for an evening inspection.

Repairs can make a big difference. Loose knobs, sticking doors and windows, warped cabinet drawers and other minor flaws detract from home value. Have them fixed.

From top to bottom. Display the full value of your attic and other utility space by removing all unnecessary articles.

Decorate for a quick sale. Color specific walls and worn woodwork reduce appeal. Why try to tell the prospect how your home could look when you can show them by neutralizing ahead of time? A quicker sale at a higher price will result. An investment in new kitchen wallpaper will pay dividends. Safety first. Keep stairways clear. Avoid cluttered appearances and possible injuries.

Make closets look bigger. Neat, well-ordered closets show space is ample.

Arrange bedrooms neatly. Remove excess furniture. Use attractive bedspreads and freshly laundered curtains.

Bathrooms help sell homes. Check and repair caulking in bathtubs and showers. Make this room sparkle.

Fix that faucet! Dripping water discolors sinks and suggests faulty plumbing.

Music should be mellow. Turn off the blaring radio or television. Let the agent and buyer talk, free of disturbances.

Pets underfoot? Keep them out of the way – preferably out of the house.

Out of sight. The salesperson knows the buyer’s requirements and can better emphasize the features of your home when you are not there.

Why put the cart before the horse? Trying to dispose of furniture and furnishings to the potential buyer before they have purchased the house often loses a sale.

A word to the wise. Let you REALTOR® discuss price terms, possession and other factors with the buyer. He/she is eminently more qualified to bring negotiations to a favorable conclusion.

Use us! Show your home to prospective customers only by appointment through your agents. Your cooperation will be appreciated and will help us close the sale more quickly.

We have two Open Houses scheduled on Saturday, January 5th. 

7428 Healis Place
San Diego, CA 92129
12-2 p.m.

AND

7163 Torrey Mesa Ct
San Diego, CA 92129
2-4 p.m.

For more information on these and other San Diego, CA properties, contact us at (858) 229-9212.